Resolving QuickBooks Error 103: A Comprehensive Troubleshooting Guide

QuickBooks Error 103 is a banking-related issue that occurs when users attempt to connect their bank accounts or import transactions from their financial institution into QuickBooks. This error message indicates that the login credentials provided are incorrect or that the bank is requesting additional authentication. Error 103 can disrupt the synchronization between QuickBooks and the bank, preventing users from accessing and updating their financial data. In this comprehensive guide, we will provide detailed troubleshooting steps to resolve QuickBooks Error 103 and ensure seamless integration with your bank accounts.

Causes of QuickBooks Error 103: QuickBooks Error 103 can occur due to various reasons, including:

  1. Incorrect or outdated bank login credentials: If the login credentials provided for your bank account in QuickBooks are incorrect or have changed, QuickBooks may encounter Error 103.
  2. Bank’s security measures: Some financial institutions require additional security measures, such as two-factor authentication or security questions, which can cause QuickBooks to encounter Error 103 if not properly configured.
  3. Network or internet connection issues: Unstable or weak network connectivity, intermittent internet outages, or firewall settings can interfere with the connection between QuickBooks and the bank, resulting in Error 103.
  4. Bank’s server issues: Occasionally, the bank’s servers may experience technical difficulties or undergo maintenance, preventing QuickBooks from establishing a connection and triggering Error 103.

Now, let’s proceed to the troubleshooting steps to resolve QuickBooks Error 103:

Step 1: Verify Bank Login Credentials

  1. Open QuickBooks and go to the Banking menu.
  2. Select “Bank Feeds” and choose “Set Up Bank Feeds.”
  3. Locate the bank account experiencing Error 103 and select “Edit Info.”
  4. Verify that the login credentials (username and password) provided for the bank account are correct.
  5. If the credentials are incorrect, update them with the correct information.
  6. Save the changes and attempt to connect to the bank account again.

Step 2: Update QuickBooks to the Latest Release

  1. Open QuickBooks and go to the Help menu.
  2. Select “Update QuickBooks” and wait for the application to check for updates.
  3. If there are any updates available, click on “Update Now” and follow the on-screen instructions to install the updates.
  4. Restart QuickBooks after the update is complete and try connecting to the bank account again.

Step 3: Clear Browser Cache and Cookies

  1. Close QuickBooks and open your preferred web browser (e.g., Google Chrome, Mozilla Firefox, Internet Explorer).
  2. Access the browser’s settings or options menu.
  3. Clear the cache and cookies from the browser’s history.
  4. Restart the browser and attempt to connect to the bank account through QuickBooks again.

Step 4: Temporarily Disable Firewall and Antivirus Software

  1. Temporarily disable your firewall and antivirus software.
  2. Refer to the documentation or support resources of your firewall and antivirus software for instructions on how to disable them.
  3. Restart QuickBooks and try connecting to the bank account.
  4. After troubleshooting, enable your firewall and antivirus software again to ensure the security of your system.

Step 5: Check Network and Internet Connectivity

  1. Ensure that you have a stable and reliable internet connection.
  2. Check if other websites or online services can be accessed without any issues.
  3. If there are network connectivity issues, troubleshoot the connection or contact your internet service provider for assistance.

Step 6: Verify Bank’s Server Status

  1. Visit the website or contact the customer support of your financial institution.
  2. Inquire about any ongoing maintenance or server issues that may be affecting online banking services.
  3. If the bank confirms server issues, wait for the problem to be resolved and try connecting again later.

Step 7: Contact Your Bank

  1. Reach out to your bank’s customer support and inform them about QuickBooks Error 103.
  2. Ask if there are any specific settings or requirements for connecting QuickBooks to your bank account.
  3. Follow their instructions and configure QuickBooks accordingly.

Step 8: Contact QuickBooks Support If none of the above solutions resolve QuickBooks Error 103, it is recommended to contact the official QuickBooks support team for further assistance. They can provide more advanced troubleshooting steps tailored to your specific situation.


QuickBooks Error 103 can hinder the smooth integration between QuickBooks and your bank accounts, preventing the import of transactions and accurate financial tracking. By following the troubleshooting steps outlined in this guide, you can effectively diagnose and resolve Error 103. Verify bank login credentials, update QuickBooks, clear browser cache and cookies, temporarily disable firewall and antivirus software, check network and internet connectivity, verify the bank’s server status, contact your bank for guidance, and reach out to QuickBooks support if needed. With these steps, you can overcome QuickBooks Error 103 and ensure seamless synchronization of your financial data.

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